First time buyer mortgages
Buying your first home in the UK is a major undertaking. It is probably the single largest financial commitment most people will ever make and yet most people don’t know where to begin arranging a first time buyer mortgage.
There are several mortgage schemes available to choose from, which is good for you as this keeps prices competitive. However, as a first time buyer, it also means that the mortgage market can be very confusing. You will hear terms like ‘fixed rates’, ‘trackers’, ‘cashback’, ‘valuation’and 'loan to value ratio'. You may also be concerned about what type of mortgage would best suit your circumstances: repayment or interest only?
Our financial consultants are completely independent of any one mortgage lender, so can offer you free, impartial advice. They will explain all of the relevant terms used when arranging a mortgage and will take you step by step through the entire home-buying process, from mortgage application to completion.
Remortgage and all other Mortgage related advice
Please enter your details on our online enquiry form so we can help you quickly and efficiently.
The best advice is independent advice
Our independent status means that we are not tied to any one mortgage lender or panel of lenders. By completing our online enquiry form, you will get all the benefits of a qualified, professional, independent financial adviser acting on your behalf to find the deal that suits you best. Don’t forget that we work for you and not the lender or estate agent, so can offer completely impartial mortgage advice no matter what your circumstances may be.
We have learnt that having an adviser who understands your circumstances really does make a difference in securing your home or investment residence.
Important areas you need to know about
What to do next
Sterling & Law are here to help you understand the mortgage process and provide you with professional, bespoke advice relating to the above important questions. Please take a minute to complete the basic information on the online enquiry form and we will contact you within 24 hours.
Alternatively, to speak to an adviser, please click on the Free Call Back button on the right hand side of this page and one of our advisers will contact you.
Thank you for giving us this opportunity to help you.
Sterling & Law
St James Office
Tel/ Fax: 020 7291 4567
Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate loans or all forms of mortgage.
Sterling and Law is a trading name of Sterling and Law Group plc which is authorised and regulated by the Financial Conduct Authority (http://www.fsa.gov.uk/register/home.do). Financial Services Register No: 216784