How we are paid
On receiving an enquiry, we will arrange an initial meeting which can
be at our offices, your home or your place of work. The purposes of the initial
meeting would be to establish whether we are able to assist with your needs and
objectives and to discuss the fees for our services should we be instructed to
proceed. There is no charge for this initial meeting and no obligation on
After the initial consultation, we will agree with you how we will be
paid for the services you instruct us to provide. This is known as "adviser charging".
Previously, financial advisers would be paid by way of commission
direct from the product provider through the product's charges. This is no
longer allowed for investment-related products under regulatory changes
introduced as part of the Retail Distribution Review, which took effect on 31
December 2012. With adviser charging, we will now explain to you exactly how much our advice will cost
and reach an agreement over how you will pay for it.
Fees will usually be calculated as a percentage of assets invested on a
sliding scale depending upon the amount invested. The complexity of the work and
the experience and qualifications of the adviser involved would also be taken
into consideration. We do not charge VAT on fees.
The fees we charge will be a matter for discussion and no
charges will be made without prior agreement.
To speak to an adviser, please click on the Free Call Back button on the right hand side of this page and one of our advisers will contact you.