Should you pay off your mortgage or invest? A classic financial dilemma
If you’ve ever found yourself wondering whether to throw extra money at your overpaying mortgage or put it to work in the markets, you’re not alone. It’s one of the most common questions clients ask, right up there with “Should I be worried about the markets?” and “Why does my pension statement look like it’s […]
Overpaying your mortgage vs saving
If you have surplus income each month, deciding whether to overpay your mortgage or build savings is one of the most common financial trade-offs. Both approaches can strengthen your long-term position, but they achieve this in fundamentally different ways. Overpaying reduces debt and guarantees a return equivalent to your mortgage rate. Saving, by contrast, prioritises […]