If you’re employed in the UK (as opposed to self-employed) you should be auto-enrolled into a workplace pension unless you’ve chosen to opt out. But although auto-enrolment is a good thing, it’s not an excuse to sit back and take no further interest in your pension. Many people I meet have little or no idea Read more ›

Whilst making mistakes is natural, making them in investing can be painful and expensive. Poor judgement could hurt your investment journey and potential returns. Thankfully, we can learn from the past mistakes made by others. Here are five common investor mistakes you should watch out for: 1: Waiting for the right time: Many people wait Read more ›

Divorce is considered one of the most stressful situations a person can find themselves in. It is no doubt a life changing event which no one should underestimate or go through alone. There are mixed and complicated emotions involved in the breakdown of any relationship. You’ll probably feel heart-broken, sad, angry, guilty or lonely; all Read more ›

This is probably the most common question we get asked as financial advisers. Most people would agree that a lottery winning of a million would be very nice indeed. Some would however argue that a million wasn’t anywhere near enough. Of course, it depends. The amount of money that would be enough to simply get Read more ›

Goals are important. No one ever achieves anything significant in life without a goal. Imagine having to shoot an arrow without being given a target.  Where would you aim? Wouldn’t your shot be a pointless waste of time and effort? Goals give us something to aim for; they take us forward in life. They are Read more ›

Q: I have a fair bit in savings but I’m getting no interest on my money. I am nervous about the volatile stock market. How do I get a return on my money without the risk of losing it all? A: With interest rates at historic lows, things are great for borrowers but terrible for Read more ›

“Furlough” is a word I had never come across until the Corona Virus crisis. Being on your company’s payroll, but – until the rules change on 1 July, not actually working for them must be very strange. In many cases, being furloughed could lead to an even worse state of affairs – a permanent reduction Read more ›

t’s been a miserable few months for some and for others, it’s been downright ugly. Lockdown, working from home, physical distancing, new words like “furlough”, redundancies, loneliness, and worldwide losses on the stockmarket. Most businesses have suffered and some may never recover. But worst of all, there has been death, all around us, with over Read more ›

Some good questions: Is it a good time to invest? Now the markets seem to have stabilised a little, should I cash everything in, or sell to cash? Should I continue to sit tight and ride out the storm? Rather than answer these questions individually, the following points will make reference to each in the context Read more ›

With so many people dying every day, the biggest priority for anyone living in the UK should be keeping themselves and their families safe. As I write, we still haven’t reached the peak and the daily deaths being reported is sad, alarming and depressing. Britons are also looking for help with their finances in record Read more ›