Sterling & Law

Articles

Here, you can read articles written in-house by Sterling & Law’s very own independent financial advisers on a full range of topics updated every month.

Do you want to give your child a financial head start?

Do you want to give your child a financial head start?

17th April 2019

At the age of 18, I remember chatting to my friend George who was about to turn 18 himself. George was all excited. He simply couldn’t contain himself and his 18th birthday couldn’t come soon enough. I couldn’t understand what all the fuss was about however, after probing a little further, he revealed to me Read more ›

Helping elderly relatives and you plan for the future (Part 1)

Helping elderly relatives and you plan for the future (Part 1)

13th April 2019

Watching someone you love get older can be a very difficult experience, but also one that we all will inevitably go through at some point in our lives. It certainly can have its challenges and sometimes thinking about the financial side is the last aspect anyone wants to discuss. In this series I’d like to Read more ›

TAX YEAR END HOUSEKEEPING

TAX YEAR END HOUSEKEEPING

28th March 2019

INTRODUCTION With the end of the current tax year (5 April 2019) fast approaching, we have outlined below some of the main things that individuals, entrepreneurs and their families should look at ahead of the tax year end, to ensure that their personal tax affairs are in good order and all available tax allowances and Read more ›

The 7 deadly sins of money

The 7 deadly sins of money

14th March 2019

Making money mistakes can be expensive and may take a long time to recover from. No one likes making mistakes, but making mistakes is probably the best way to learn. When you tell yourself, “Well, I’m never going to do that again”, you’ve learnt the hard way and chances are, you’ll never make the same Read more ›

Get rich or die trying? Why?

Get rich or die trying? Why?

12th March 2019

Hard not to argue with the clarity of 50 Cent’s overall life goals, but dare I say it’s a little more complicated for the rest of us. What does money mean to you? I mean really? Yes, there is the standard glib answer that everyone wants more so they can buy more stuff and do Read more ›

Should I move my personal pension fund to a SIPP at this late stage of my life?

Should I move my personal pension fund to a SIPP at this late stage of my life?

4th March 2019

Question: “I am 65 and still working, but just three days a week with the same company with which I have one pension, which was closed and replaced with a retirement saver pension. I contribute to this via salary sacrifice. I also have a personal pension serviced by an IFA. The fund is £145k, IFAC Read more ›

End of tax year – time to think about your options

End of tax year – time to think about your options

27th February 2019

It is hard to believe coming into the end of another tax year.. and we’re still talking about Brexit. My guess is we’ll still be talking about Brexit every tax year from now on. (I’m just joking… I really hope I’m joking). As ever, there are a number of options you should be thinking about Read more ›

5 ways to give your employer’s pension scheme a boost

5 ways to give your employer’s pension scheme a boost

18th February 2019

A lot of thinking went into a setting up a personal pension in the old days, especially when there wasn’t an employer’s pension scheme you could join. You’d have to decide on your risk appetite, which pension provider to go with, your investment strategy, which funds to invest in, your target income in retirement and Read more ›

Beat the January blues by reducing your tax bill

Beat the January blues by reducing your tax bill

24th January 2019

As if January wasn’t bad enough. The weather’s turned cold, Brexit would almost be comical if it wasn’t so serious and then you have to do your taxes. So to try and cheer myself up I’ve put together a handy guide of different options you’ve got to reduce your tax bill. Now I appreciate these Read more ›

5 reasons to invest ethically

5 reasons to invest ethically

21st January 2019

For those who want to invest their money in an ethical way, there are many more options than there used to be, and a lot of these options are producing healthy returns. In many cases, ethical funds have outperformed their mainstream counterparts, which shows that profit and principles can go hand in hand. The natural Read more ›

Sterling & Law took the fear and apprehension out of purchasing my first property. A real pleasure to do business with. Thank you.”
Janette Gibbons, London SE23

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