Sterling & Law

Articles

Here, you can read articles written in-house by Sterling & Law’s very own independent financial advisers on a full range of topics updated every month.

Should you invest in a personal pension or an ISA?

Should you invest in a personal pension or an ISA?

15th April 2021

Pensions and ISAs are great ways to shelter your savings from tax. Because pensions and ISAs work differently and have their own set of rules, it can be difficult choosing between the two. So which is better? Your choice would depend on your personal circumstances and what’s most important to you. There are several factors Read more ›

Ethical investing made easy

Ethical investing made easy

18th March 2021

You have the power to drive change in the world. To ensure that your values are taken into account when you invest. To support those companies that are making good things happen through the products and services they provide, the way they do business or how they give back to society. Anyone who wants to Read more ›

Are get rich schemes worth the risk?

Are get rich schemes worth the risk?

16th February 2021

There are a lot of reasons to be discouraged right now. We have a national lockdown, we know of people losing their livelihoods, there are promises of a deep recession and the news is gloomy. Worst of all, people are dying. There’s no doubt about it; we are living through an exceptional period and many Read more ›

Seven ways to preserve your wealth and property

Seven ways to preserve your wealth and property

2nd February 2021

Whether you have earned your wealth, inherited it or made shrewd investments, you will want to ensure that it can be enjoyed by you, your family and your intended beneficiaries, and not the taxman. With a bit of estate planning, you could gain a semblance of control over what happened to your assets when you Read more ›

Private Education – could you afford the fees in a crisis?

Private Education – could you afford the fees in a crisis?

11th December 2020

As a parent I know that we all want the best for our children. And one of the most important decisions we have to make for our children is to choose their schooling. For some, sending their child to private school is a lifelong dream or an ambition to be fulfilled. But with a potential Read more ›

5 ways a financial adviser could make you wealthier

5 ways a financial adviser could make you wealthier

11th December 2020

According to a recent report by the International Longevity Centre, financial advice can leave savers around £50,000 richer over 10 years. There is also new evidence that financial advice offers especially good value for the less well off. In case you are wondering how this works, here are five main areas where a financial adviser Read more ›

How good is your workplace pension?

How good is your workplace pension?

18th November 2020

If you’re employed in the UK (as opposed to self-employed) you should be auto-enrolled into a workplace pension unless you’ve chosen to opt out. But although auto-enrolment is a good thing, it’s not an excuse to sit back and take no further interest in your pension. Many people I meet have little or no idea Read more ›

How to avoid the 5 most common investor mistakes

How to avoid the 5 most common investor mistakes

3rd November 2020

Whilst making mistakes is natural, making them in investing can be painful and expensive. Poor judgement could hurt your investment journey and potential returns. Thankfully, we can learn from the past mistakes made by others. Here are five common investor mistakes you should watch out for: 1: Waiting for the right time: Many people wait Read more ›

Who do you need by your side when getting divorced?

Who do you need by your side when getting divorced?

27th October 2020

Divorce is considered one of the most stressful situations a person can find themselves in. It is no doubt a life changing event which no one should underestimate or go through alone. There are mixed and complicated emotions involved in the breakdown of any relationship. You’ll probably feel heart-broken, sad, angry, guilty or lonely; all Read more ›

How much money will I need to retire on?

How much money will I need to retire on?

12th October 2020

This is probably the most common question we get asked as financial advisers. Most people would agree that a lottery winning of a million would be very nice indeed. Some would however argue that a million wasn’t anywhere near enough. Of course, it depends. The amount of money that would be enough to simply get Read more ›

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