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"People who complain about taxes can be divided into two categories: men and women."
Anonymous

Estate Planning

Inheritance tax (IHT) is a tax on your estate when you die and is also sometimes payable on trusts or gifts made during your lifetime. This includes the total of everything you own and a share of anything you own jointly. Things that might count towards your estate include:

  • Property
  • Investments and savings
  • Insurance
  • Pension fund(s)
  • Certain gifts or assets held
At Sterling & Law, there are a number of things we can do to help you to reduce your family’s tax bill.
 
  • Write a will – an effective one could help to reduce your inheritance tax bill.
  • Understand your exemptions – there are a number of these you can use to reduce the value of your estate. For example, moving assets between spouses or civil partners.
  • Consider gifts – if you can afford to give away some of the assets you own, it may be possible to reduce the size of your estate.
  • Use life assurance – a life assurance plan will not lessen the inheritance tax bill, but the proceeds could be used to help pay the bill on death.
  • Create trusts – if structured carefully, trusts can help to reduce or even eliminate your inheritance tax liability.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Estate Planning Advisers

Looking to discuss Estate Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

Filter Advisers By
London
T: 020 8699 4439
M: 07973 618 809
Gillingham, Kent
T: 01634 580 164
M: 07966 209 225
London, West End
T: 020 7193 6848
M: 07967 096 696
Maidstone, Kent
T: 01622 671 025
M: 07790 592 185
Gidea Park, Essex
T: 01708 741 860
M: 07889 322 263
Ealing, London
T: 020 8932 2211
M: 07931 353 048
London & Home Counties, Chelmsford, Essex
T: 01245 602 129
M: 07879 495 409
Brentwood, Essex
T: 020 3740 5856
M: 07525 435 315
Bexleyheath & Sevenoaks, Kent
T: 020 3740 5856
M: 07974 168 962
Paddock Wood, Kent
T: 020 3740 5856
M: 07834 465 820
Ingatestone, Essex
T: 01277 354 852
M: 07527 017 585
London City
T: 020 3751 6265
M: 07734 561 450
Herts & Beds
T: 020 3740 5856
M: 07429 018 302
London City
T: 020 3740 5856
M: 07530 921 724
Croydon, Surrey
T: 020 3740 5856
M: 07834 269 891
Wickham, Hampshire
T: 01329 550 190
M: 07850 328 701
Tetbury
T: 020 3740 5856
M: 07554 180 591
Bexley
T: 020 3740 5856
M: 07729 174 827
Hampshire
T: 01329 550 190
M: 07989 355812

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
My adviser spent a lot of time explaining all my options in a patient and professional manner. I don’t think they could have done any better. Very happy overall.
LM - Chelmsford
5/5
I only wish I had approached Sterling & Law years ago, but was worried that financial advice was exclusively for the wealthy. Anything but! They made me with my meagre pension contributions feel very important. Thank you!
SK - Forest Hill
5/5
My adviser responded quickly and visited me at home. Very clear and helpful in identifying my needs and attitude to risk. Explained the costs, options and processed the implementation of the plan efficiently.
TN - Kent
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