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"People who complain about taxes can be divided into two categories: men and women."
Anonymous

Estate Planning

Inheritance tax (IHT) is a tax on your estate when you die and is also sometimes payable on trusts or gifts made during your lifetime. This includes the total of everything you own and a share of anything you own jointly. Things that might count towards your estate include:

  • Property
  • Investments and savings
  • Insurance
  • Pension fund(s)
  • Certain gifts or assets held
At Sterling & Law, there are a number of things we can do to help you to reduce your family’s tax bill.
 
  • Write a will – an effective one could help to reduce your inheritance tax bill.
  • Understand your exemptions – there are a number of these you can use to reduce the value of your estate. For example, moving assets between spouses or civil partners.
  • Consider gifts – if you can afford to give away some of the assets you own, it may be possible to reduce the size of your estate.
  • Use life assurance – a life assurance plan will not lessen the inheritance tax bill, but the proceeds could be used to help pay the bill on death.
  • Create trusts – if structured carefully, trusts can help to reduce or even eliminate your inheritance tax liability.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Estate Planning Advisers

Looking to discuss Estate Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

Filter Advisers By
Ealing, London
T: 0208 932 2211

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
My adviser is very easy to get on with, entirely reliable, friendly, seriously knowledgeable and helpful, often going the extra mile and taking as much time as I need.
BR - Gillingham
5/5
My adviser understood my situation very well. His advice and help made the whole process very simple, taking most of the strain off of my shoulders. If I needed financial advice again Sterling & Law would be my first port of call and I would recommend their services to anyone needing advice or support.
TS - Essex
5/5
I only wish I had approached Sterling & Law years ago, but was worried that financial advice was exclusively for the wealthy. Anything but! They made me with my meagre pension contributions feel very important. Thank you!
SK - Forest Hill