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Try our easy to use mortgage calculators

Finding out how much you can borrow or afford to repay is a key part of the property purchasing process. If you need some insight or guidance, use one of our mortgage calculators today. Gaining clarity on your borrowing capacity and your potential monthly payments is key to planning your first, or next property purchase.

As a result, these mortgage calculators will give you the headline information you need to move forward with clarity.

If you are looking for a mortgage and would like the support of a professional, scroll down toward the bottom of this page. 

Using our mortgage borrowing calculator

Seeking guidance on how much you can borrow?

Simply fill in your income(s), available deposit, and monthly outgoing for an example of how much you could borrow to fund your property purchase.

Your Salary (Gross p.a.)

Partner's Salary (Gross p.a.)


Monthly Outgoings

Your Results

This calculator uses the following assumptions.

Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings.

This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please ask for our fee schedule for details.

Using our mortgage repayment calculator

If you would like run a quick check on how much you could borrow, use this quick mortgage repayment calculator today.

Just fill in the blanks and the resulting information will be displayed automatically. 

Please note: our mortgage repayment calculator is being updated. 

Related services & articles

If you are in the process of buying a property or planning your financial future, here are links to some of our related services:

If you are keen to learn more about mortgages and financial planning, here are a selection of our articles on these topics:

Please see a selection of recent reviews and testimonials our financial advisers have received

From the word go my adviser was both professional, knowledgeable and quickly understood my particular situation, what I wanted to do and why I wanted to do it. He always responded quickly to the many questions I had, and given the nature of some of those questions he showed a great deal of patience. His advice always had my best interest at their core.
RL - Kent
My adviser made sure she completely understood me, my attitude to risk, and what I was looking for. She listened to me, and worked with me to ensure that I was comfortable with the suggested way forward. I liked the fact that she never tried to push me in a certain direction – it really felt like my choice!
SV - Greenwich
I have known my adviser now for a number of years. It was the best recommendation I have ever had. He rescued me (and my finances) from a poor investment portfolio and turned it around completely.
MI - Ealing

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