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"An investment in knowledge pays the best interest."
Benjamin Franklin

School fees planning from Sterling & Law

The costs of private and public school fees can be prohibitive. The magnitude of this undertaking ranks as highly as buying a house.

As a well-respected authority in the financial services industry, the team at Sterling & Law has the knowledge, expertise and network of advisers to help you realise your education goals for your family. Our tailored, and skilled approach enables you to pay school fees in the most tax-efficient manner possible.

With effective tax planning, investments and sometimes spreading the costs over the long term, Sterling & Law can make private education more affordable as well as increase your wealth in the process.

Saving for school fees – how can we help?

As qualified independent financial advisers, we can help you:

  • Establish the costs involved.
  • Establish what is realistically achievable.
  • Decide on which schools may be affordable.
  • Understand the different options available for funding school fees.
  • Design a plan to help you achieve your and your children’s educational aspirations.

Looking for school fee planning advice?

For a free initial consultation with a local adviser, call  020 3740 5856

Looking to learn more? Scroll through the rest of this page to understand how we can help you plan for school fees in a tax-efficient manner.

Helping you get the best education for your family

We would all like the best for our children, and that will often include the costs of private education. While parents are generally aware that school and university fees can represent the single greatest cost of being a parent, they may not as yet have quantified the likely cost or thought about how they are going to fund it.

How then do we ensure that your children have the necessary financial support to fund their education all the way from private school through to university?

As with every major commitment, planning is everything. This is where we come in. Whether you have no children yet or have children who are already at school, or whether you are considering funding for private school fees or university fees, Sterling & Law can help you.

Need the advice of a specialist?

For a free initial consultation with a school fee planning adviser, call  020 3740 5856

Tax-efficient school fees planning

There are various mechanisms you can use to save for school fees in a tax-efficient way. When you meet and discuss this with your adviser, they will highlight all the options.

One way to save and plan for school fees in a tax-efficient way is to use government-approved savings vehicles such as Individual Savings Accounts (ISAs) and Junior ISAs.

These accounts allow you to invest up to a certain amount each year, and any returns are tax-free. Another option is to consider setting up a trust, which can provide additional tax benefits and flexibility.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our school fees planning advisers

Looking to discuss School Fees Planning? Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

Ealing, London
T: 0208 932 2211
T: 020 3740 5856
T: 01329 550 190
M: 07511 777 827
T: 020 3740 5856


School fees planning is the process of putting in place a financial plan to cover the cost of private education for children. This can involve various investment and savings strategies to ensure sufficient funds are available to pay for school fees.

The best way to save for private school fees is to consider tax-efficient investment options, such as ISAs or junior ISAs, and to plan ahead using a regular savings plan.

It’s also worth considering the potential benefits of investment trusts or unit trusts.

Absolutely, as a financial planning company, our advisers can help you create a tailored savings plan for your children’s school fees.

We’ll explore various investment options, consider tax-efficient vehicles, and align the plan with your financial situation and goals. This proactive approach can help secure your children’s educational future.

Indeed, school fee payments can qualify as ‘gifts’ and potentially be exempt from Inheritance Tax (IHT).

These gifts should align with a regular expenditure pattern, and you must retain sufficient income post-gifting to sustain your usual lifestyle and financial commitments.

There are various professionals who can help with school fee planning, including financial planners, IFAs, education consultants, and accountants.

It is important to find someone with experience and expertise in this area.

We have a network of financial planners covering London, the Home Counties, and the South.

Our school fee planning advisers are based across London, Hertfordshire, Essex, Bedfordshire, Kent, Surrey, Hampshire, Leicestershire, and Rutland.

We offer an initial complimentary consultation to all potential new clients.


School fees planning can help you meet the costs of private education for your children. It can provide tax-efficient ways of saving, protecting, and growing your wealth, allowing you to plan for fees years in advance. It also helps ensure that your children receive the education you want for them.

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

I have been using my adviser for some 5 years and cannot praise him enough for the care and advice he has given both to myself and my company. Sterling & Law really care about their clients and I would have no hesitation in recommending them to anyone that needs good professional advice.
JB - London
My adviser is very knowledgeable in the areas of investments and pensions. I found her very thorough and look forward to an ongoing relationship.
AJ - Dartford
My adviser spent a lot of time explaining all my options in a patient and professional manner. I don’t think they could have done any better. Very happy overall.
LM - Chelmsford
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