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"If anyone depends on you and your income, you need life insurance."
Suze Orman

Protection Planning

Family protection is the very foundation of financial planning, and for most people, it is or should
be their first priority.

  • Life insurance – to protect your family or dependants on your death.
  • Mortgage protection – to pay off your mortgage on your death or getting a critical illness.
  • Critical illness protection – to pay you a lump sum on diagnosis of a critical illness.
  • Income protection – to pay you an income if you are unable to work due to illness or accident.

There is a clear need for the breadwinners of a family to be covered against various ‘catastrophic’ circumstances that could reduce or eliminate the family’s ability to continue in the lifestyle it is accustomed to.

Finding the right debt and mortgage protection, life assurance, income protection, or critical illness cover is not easy, and even harder is ensuring that the benefits end up with the people they were designed to protect and not HMRC.

As independent financial advisers, we are able to guide you through the entire protection market, making sure you receive the best value plans available to meet your requirements. We will also discuss the use of trusts to ensure that the people you care about most benefit from the proceeds.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Protection Planning Advisers

Looking to discuss Protection Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

Ealing, London
T: 0208 932 2211

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

My adviser understood my situation very well. His advice and help made the whole process very simple, taking most of the strain off of my shoulders. If I needed financial advice again Sterling & Law would be my first port of call and I would recommend their services to anyone needing advice or support.
TS - Essex
My adviser made sure she completely understood me, my attitude to risk, and what I was looking for. She listened to me, and worked with me to ensure that I was comfortable with the suggested way forward. I liked the fact that she never tried to push me in a certain direction – it really felt like my choice!
SV - Greenwich
From the word go my adviser was both professional, knowledgeable and quickly understood my particular situation, what I wanted to do and why I wanted to do it. He always responded quickly to the many questions I had, and given the nature of some of those questions he showed a great deal of patience. His advice always had my best interest at their core.
RL - Kent