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"If anyone depends on you and your income, you need life insurance."
Suze Orman

Protection Planning

Family protection is the very foundation of financial planning, and for most people, it is or should
be their first priority.

  • Life insurance – to protect your family or dependants on your death.
  • Mortgage protection – to pay off your mortgage on your death or getting a critical illness.
  • Critical illness protection – to pay you a lump sum on diagnosis of a critical illness.
  • Income protection – to pay you an income if you are unable to work due to illness or accident.

There is a clear need for the breadwinners of a family to be covered against various ‘catastrophic’ circumstances that could reduce or eliminate the family’s ability to continue in the lifestyle it is accustomed to.

Finding the right debt and mortgage protection, life assurance, income protection, or critical illness cover is not easy, and even harder is ensuring that the benefits end up with the people they were designed to protect and not HMRC.

As independent financial advisers, we are able to guide you through the entire protection market, making sure you receive the best value plans available to meet your requirements. We will also discuss the use of trusts to ensure that the people you care about most benefit from the proceeds.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Protection Planning Advisers

Looking to discuss Protection Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

London
T: 020 8699 4439
M: 07973 618 809
Gillingham, Kent
T: 01634 580 164
M: 07966 209 225
London, West End
T: 020 7193 6848
M: 07967 096 696
Maidstone, Kent
T: 01622 671 025
M: 07790 592 185
Gidea Park, Essex
T: 01708 741 860
M: 07889 322 263
Ealing, London
T: 020 8932 2211
M: 07931 353 048
London & Home Counties, Chelmsford, Essex
T: 01245 602 129
M: 07879 495 409
Brentwood, Essex
T: 020 3740 5856
M: 07525 435 315
Bexleyheath & Sevenoaks, Kent
T: 020 3740 5856
M: 07974 168 962
Paddock Wood, Kent
T: 020 3740 5856
M: 07834 465 820
Ingatestone, Essex
T: 01277 354 852
M: 07527 017 585
London City
T: 020 3751 6265
M: 07734 561 450
Herts & Beds
T: 020 3740 5856
M: 07429 018 302
Gloucester
T: 020 3740 5856
M: 07507 777 631
Gloucester
T: 020 3740 5856
M: 07774 013 090
Bedfordshire, Home Counties & London
T: 020 7291 4567
M: 07818 284 660
London City
T: 020 3740 5856
M: 07530 921 724
Croydon, Surrey
T: 020 3740 5856
M: 07834 269 891
Wickham, Hampshire
T: 01329 550 190
M: 07850 328 701
Tetbury
T: 020 3740 5856
M: 07554 180 591
Bexley
T: 020 3740 5856
M: 07729 174 827
Hampshire
T: 01329 550 190
M: 07989 355812

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
Very efficient and professional, explained the processes very clearly. My adviser understood what I wanted to achieve, he made things easy to understand and explained the more complex issues in layman’s terms.
KC - Brentwood
5/5
Very clear and helpful. My adviser did not try to sell me anything I did not want and got straight to the point. Very clear about charges and offered great advice. I could not have asked for a better service.
GF - Richmond
5/5
From the word go my adviser was both professional, knowledgeable and quickly understood my particular situation, what I wanted to do and why I wanted to do it. He always responded quickly to the many questions I had, and given the nature of some of those questions he showed a great deal of patience. His advice always had my best interest at their core.
RL - Kent
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