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Our range of free financial calculators

These financial calculators are designed to provide you with the necessary figures for a variety of common financial scenarios.

If you are planning for retirement, looking to improve your financial management, keen to understand your inheritance tax position or are looking for a mortgage, these financial calculators will come in handy.

Pension shortfall calculator

Are you leaving yourself high and dry in retirement? Use this calculator to find out if your pension savings are on track for the kind of retirement lifestyle you desire.

Mortgage calculators

If you are in the process of buying a property, use these mortgage calculators for guidance on how much you can potentially borrow, and what your repayments may look like.

Investment calculator

Investing is for the long term and wealth is often built gradually over time. Gauge an understanding of your future wealth potential, by using this easy-to-use financial calculator.

Inheritance tax calculator

If you are concerned about the potential impact of inheritance tax (IHT) on your estate, this financial calculator will help you understand the potential future taxes that may be levied on your estate.

Income, expenditure & tax calculators

Looking to get to grips with your financial planning? Use our income, expenditure, and tax calculators to gain insights into your finances and potential taxes.

Inflation calculator

Inflation causes the true value of your money to reduce over time. Use our calculator to understand how inflation could impact the buying value of the money you hold today, in the future. 

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
My adviser did a grand job on sorting out all my pensions for me which lifted a great weight off my shoulders; also, excellent advice on savings and investments.
HN - Bedfordshire
5/5
Very efficient and professional, explained the processes very clearly. My adviser understood what I wanted to achieve, he made things easy to understand and explained the more complex issues in layman’s terms.
KC - Brentwood
5/5
I am very happy with the service Sterling & Law provides. If I have any problems or questions my adviser responds rapidly and always explains things I am not familiar with.
FP - Hertfordshire

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