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Will you have enough money to retire on?

If you are planning for retirement and have an idea of the financial lifestyle you desire, use this free pension calculator to see if you are on track. 

Planning for retirement can be exciting. After all, what could be better than planning for the life you desire when you leave the world of work or business?

Sound pension planning is the backbone of a solid retirement plan. Find out where you currently are by using the pension calculator today.

How to use this pension calculator

Simply fill in the spaces below, and your current pension shortfall (if any) will be calculated for you instantly. 

For more information on our services, and retirement-related articles, scroll toward the bottom of this page.

Annual Pension Fund Growth (%)

Annual Inflation (%)

Average Annuity Rate (%)

Gross Monthly Premium (£)

Single Premium/Current Fund Value (£)

Your Age (Years)

Desired Retirement Age (Years)

Desired Retirement Income (£)

Your Results



The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Note: Annual Management charges, and New Investment charges are ignored.

This is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.

Related services & articles

If you are in the process of planning for retirement, find out more about the services we offer our clients:

Please find below a selection of articles on the topics of pensions and retirement:

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
My adviser understood my situation very well. His advice and help made the whole process very simple, taking most of the strain off of my shoulders. If I needed financial advice again Sterling & Law would be my first port of call and I would recommend their services to anyone needing advice or support.
TS - Essex
5/5
I only wish I had approached Sterling & Law years ago, but was worried that financial advice was exclusively for the wealthy. Anything but! They made me with my meagre pension contributions feel very important. Thank you!
SK - Forest Hill
5/5
My adviser is very knowledgeable in the areas of investments and pensions. I found her very thorough and look forward to an ongoing relationship.
AJ - Dartford

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