Inflation: the thief in the night
Inflation is not a good thing. When inflation happens, your purchasing power is reduced. Your money is worth less. Every pound you own buys less. Why has inflation crept up on us? Demand for oil and gas has pushed up energy prices worldwide. This means higher bills for homes and businesses. Shortages of many goods […]
Financial planning starts with goal setting
The importance of financial goal setting Getting started is the most difficult step for those new to financial planning and goal setting. But it all starts with having financial goals. Goals give you a target and help you focus on the things you really want to do with your money. Building wealth and managing spending […]
Fact: Working with a financial adviser can make you happier
Can working with a financial adviser make you happier? The relationship between money and happiness has always been and remains a topic of intense debate. One of the first debates I had in school was “Does money make you happy?” The answer to that question was a big fat “No”, primarily because so many wealthy […]
Is a SIPP better than a personal pension?
SIPPs vs personal pensions – which is best? The answer to whether a SIPP is better than a personal pension relies on so many factors. In this article, we discuss a number of considerations, and differences between the two alternatives and offer insights into SIPPs vs personal pensions. When it comes to retirement planning, the […]
Financial advice – could I do it myself? Here are five tips.
Does everyone need to hire a financial professional to manage their finances? I don’t think so. I have come across many people who have done an excellent job in managing their own financial affairs well. Some of these people have done it all without the assistance of a financial professional. I’ll admit that I see […]
Five financial “no-brainers”
Have you ever spent a good while looking for a bunch of keys only to find they’ve been in your pocket all along? I certainly have! Some things are so obvious it’s hard to see them even though they may be right in front of you. Managing your finances is no different. Here are some […]
From despair to hope in one phone call
When my client Eddie’s number came up on my phone, I expected him to be enquiring about topping up his pension and ISA. Eddie was a self-employed high-end carpenter, making stylish, unusual, high-quality dining tables, desks and chairs for boutique furniture shops in London, Paris, Milan and New York. He was doing well, and would […]
