When to start thinking about inheritance tax planning
When is the best time to start planning for inheritance tax? There’s a peculiar British habit of treating death like a distant cousin—acknowledged, but rarely invited to dinner. We plan our holidays with precision, our retirement with diligence, and our weddings with care and attention to detail. But when it comes to inheritance tax, we […]
UK government confirms permanent mortgage guarantee scheme
Mortgage guarantee scheme – key facts at a glance The UK Government has confirmed that the Mortgage Guarantee Scheme, originally launched in 2021, will now be made permanent. This decision forms part of wider efforts to improve access to home ownership for individuals with smaller deposits. Quick summary (TLDR) 95% loan-to-value mortgages to remain available […]
What are the top three long term investments?
A guide to the best investments for long term investors The expression “long term” isn’t a particularly popular one in an era where everyone wants fast results. How rapidly can I lose weight? Can I build muscle fast? How soon can I make a ton of money? Patience is a dying art. That’s the era […]
Are pensions a good long term investment?
Why are pensions still a good long-term investment? With all the investment options available today, from shares and property to Venture Capital Trusts, it’s natural to ask: Are pensions still a good long-term investment? The short answer is: Yes, absolutely. For many, pensions are a solid long-term investment. In fact, pensions remain one of the […]
Five emotional investment decisions to avoid
Should you avoid making emotional investment decisions? Acting emotionally when it comes to your investment decisions is a difficult thing to avoid. Fear and greed are two emotions that drive us to make poor investment choices. Fear of losing money or of being wrong is two of many reasons why mistakes are made. In today’s […]
The benefits of time in the market for long term investors
Time in the market – is it the best approach for long-term investing? In long-term investing, it’s not about when you invest, it’s often about how long you stay invested. Time in the market, not timing the market, is considered by many a solid path to building lasting wealth. For clarity, this article doesn’t offer […]
A–Z of long term investing
Do you know your A-Z of long-term investing Keen to learn more about the terms associated with long-term investing? This A-Z of long-term investing is your ultimate reference, covering everything from time-tested strategies to tax-efficient vehicles, and emotional pitfalls to avoid. Related reading The benefits of long-term investing in ISAs and pensions What are the […]
The benefits of long-term investing in ISAs and pensions
Pensions & ISAs – investing for the long term Long-term investing is a strategy where you hold investments, like stocks and shares, for an extended period, typically five years or more, with the goal of maximising returns through compound growth and market recovery. It emphasises “time in the market as opposed to trying to time […]
Time in the market vs. timing the market
Which is best? Time in or timing the market? Many investors dream of finding a way, a magic trick if you will, that enables them to always buy low and sell high. But here’s the truth: even seasoned professionals and traders struggle to consistently time the market. The alternative is often considered a much more […]
Investment considerations during a market downturn
Making portfolio decisions in times of market volatility Periods of market volatility can test even the most seasoned investor. It’s natural to feel unsettled when portfolio values drop and headlines turn gloomy. But at times like these, investment considerations during a market downturn become especially important. A steady hand and a clear long-term perspective can […]
