What is wealth planning?
Wealth planning – a short guide Whilst money does not guarantee happiness, it is a resource that can provide the peace of mind and opportunities needed to build a fuller and more fulfilling life. Although wealth planning sounds grand, it’s simply a phrase describing the sensible management of your money. In essence, a wealth planners’ […]
How to retire early
How do I retire early? I think we all secretly dream of early retirement. I often ask people in their twenties when they’d like to retire, and “before I am 50” is quite a popular answer. In reality, retiring early takes planning, sacrifice, careful financial management and the will to start planning early, i.e. in […]
How much money do I need to retire at 55 or 60?
What do you need to do to retire at 55 or 60? Retiring is when you choose to stop working. You should have fewer financial commitments at this point. Your children would have flown the nest, and your mortgage and any other debts would have paid off. One would think your income needs would be […]
A guide to wealth management
A guide to wealth management Welcome to our guide to wealth management. Tailored for individuals aiming to build wealth in a tax-efficient manner, this guide provides insights and real-life examples to help you grow your knowledge of this topic, and build a solid foundation for your long-term financial well-being. Before we start, let’s be clear. […]
Financial advice glossary of terms
Financial advice glossary of terms The terms used by financial advisers can sometimes feel like learning a new language. To help your understanding of the words used in the industry, we have created our own financial advice glossary of terms. Whether you’re a seasoned investor or new to the world of financial advice, understanding these […]
Budget 2024 – key points at a glance
Budget 2024 – key points at a glance The Budget 2024, as unveiled by Jeremy Hunt, aims for long-term growth, addressing key areas such as inflation, taxation, savings, and public spending. It features significant changes like the abolition of the non-dom tax status, the introduction of a new British ISA, and reductions in property capital gains […]
At what net worth do I need a wealth manager?
At what level of net worth do I need a wealth manager? The question, “At what net worth do I need a wealth manager?” is common among individuals assessing their financial planning needs. The answer is not tied to a specific figure but rather to your requirements, financial situation, and wealth goals. Whether you are […]
What is financial planning?
What is financial planning and how does it work? Financial planning is more than just budgeting or saving; it’s a comprehensive approach to managing your finances to achieve your life goals. It involves understanding your current financial situation, setting realistic goals, and creating ways to reach them. This guide will explore the concept of financial […]
What does a financial adviser do?
What does a financial adviser do? Understanding investment options, retirement plans, and exploring ways to build wealth be daunting. This is where a financial adviser steps in. In this article, we will explore the role of an adviser, focusing on how they assist with retirement planning, manage investment risks, offer advice on savings and investments, […]
Wealth planning for business owners – key insights
Five wealth planning tips for business owners In this article, we focus on wealth planning for business owners and offer 5 key insights on pensions, inheritance tax, protection policies and investments. In the first two sections of this guide, we cover inheritance tax and protecting yourself against life’s unknowns. From there we offer insight into […]
