What are the most tax efficient investments for high earners?
How do high earners invest tax efficiently? What are the most tax efficient investments for high earners? After the Budget announcements in October 2024 higher income earners are seeking ways to invest tax efficiently. High earners need strategies that go beyond earning more—they must focus on protecting and optimizing their wealth for long-term financial security. […]
How do ISAs save tax for high earners?
Are ISAs tax efficient for high earners? For high earners in the UK, tax efficiency is a crucial aspect of financial planning. With higher income tax rates and capital gains tax (CGT) liabilities, finding tax-efficient ways to grow wealth is essential. One of the most powerful and accessible tools available is the Individual Savings Account […]
How do higher earners reduce Capital Gains Tax?
How high income earners reduce Capital Gains Tax Capital Gains Tax is a significant concern for high-income earners in the UK, particularly following the October 2024 Budget changes. As a result Capital Gains Tax rates have increased, with basic rate taxpayers now paying 18% (previously 10%) and higher rate taxpayers paying 24% (previously 20%). These […]
Using trusts to reduce or avoid inheritance tax
How does setting up a trust help avoid inheritance tax? When we talk about inheritance tax (IHT), trusts can be really helpful in reducing taxes and keeping wealth safe. This article will explore what trusts are, how they can help with inheritance tax, and why experts called financial advisers are important in managing these special […]
What is wealth planning?
Wealth planning – a short guide Whilst money does not guarantee happiness, it is a resource that can provide the peace of mind and opportunities needed to build a fuller and more fulfilling life. Although wealth planning sounds grand, it’s simply a phrase describing the sensible management of your money. In essence, a wealth planner’s […]
How to avoid being scammed out of your pension
A short guide to pensions scams, and how to avoid them Pension scams are becoming an increasing concern as fraudsters take advantage of unsuspecting individuals, particularly those nearing retirement. Preying on individuals’ lack of awareness, these scammers offer fraudulent schemes that promise unrealistic returns which can lead to devastating financial losses. In 2023 alone, pension […]
Financial planning for high earners in 2025
Tax efficient financial planning for higher earners – a short guide Being a high earner should be every young person’s dream. Since the budget in October 2024, however, many are asking whether putting in the work to become a high earner is worth it. The tax burden is pretty unpleasant. To start with, you’ll lose your […]
Six New Year’s financial resolutions for those approaching retirement
What New Year’s financial resolutions will you make this year? As the new year approaches, it’s the perfect time to reassess your financial goals, especially if you’re nearing retirement. With careful planning and a few strategic adjustments, you can ensure a secure and fulfilling retirement. Here are six essential financial resolutions to consider as you […]
Financial planning mistakes to avoid: How Uncle Stephen helped Andrew
How to avoid costly financial planning mistakes Andrew had just left university, filled with excitement about starting his career and looking toward a bright financial future. But as he sat down with his Uncle Stephen, he realised that he needed some guidance to navigate the next stage of his life. Uncle Stephen, known for his […]
Aunty Barbara and the case of Anna’s lost pensions
How to find a lost pension Aunty Barbara had a knack for solving problems, and when her niece, Anna, came to her feeling lost about her retirement plans, Aunty Barbara knew just how to help. Anna, now in her 30s, had started thinking seriously about her future. She wanted to know how she could retire […]
