Should you invest in a Pension or an ISA?
What’s better – a Pension or an ISA? Should I pay into a pension or an ISA? This is a question we are often asked. As a result, we have published this helpful article addressing this exact question. Because pensions and ISAs work differently and have their own set of rules, it can be difficult […]
5 ways to avoid pensioner poverty
How to avoid pensioner poverty The breadline, AKA pensioner poverty is a very real prospect for many at retirement. Most people born post-1970 are facing very different retirement prospects from those of their parents and grandparents. Back then, a job was for life and final salary pension schemes were commonplace. If you worked for a […]
How much money will I need to retire on?
How much money will I need to retire? The question we often come across when talking to a new customer is ‘how much money will I need to retire on’? Most people would agree that a lottery winning of a million would be very nice indeed. Some would however argue that a million wasn’t anywhere […]
Should I move my personal pension fund to a SIPP at this late stage of my life?
Question: Should I move my personal pension fund to a SIPP? “I am 65 and still working, but just three days a week with the same company with which I have one pension, which was closed and replaced with a retirement saver pension. I contribute to this via salary sacrifice. I also have a personal […]
Old Money – don’t ignore your old pension fund
Don’t ignore your old pension fund With interest rates at historic lows, many UK savers switch regularly between savings accounts to ensure that they are receiving the best possible savings interest rates. Why is it then that when comes to money in an old pension fund, eyelids become heavy and money, sometimes significant amounts of […]
Renting in retirement; a worrying prospect
When we think of “generation rent”, we think of people in their 20s and 30s struggling to get onto the property ladder. This is especially true in London and the South East, where we all know that those on an “ordinary salary” will struggle to get onto the property ladder without the help of Bank […]
5 reasons to be afraid of Pension Freedom
This month, the new Pension Freedom rules came into force. Now, if you are over the age of 55 you have the freedom to take control of your pension and retirement income. In other words, you can withdraw your entire pension fund and blow it on a cruise of you wish. Generally, this is great […]
Don’t ignore your old pension
With interest rates at historic lows, many UK savers switch regularly between savings accounts to ensure that they are receiving the best possible rates. Why is it then that when it comes to money in an old pension plan, eyelids become heavy and money, sometimes significant amounts of it, gets left ignored and unloved? Your […]
