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Let’s talk about debt

Shortly after the credit crunch, UK household debt (not including mortgages) dropped sharply as lenders, with a reduced appetite for lending money, tightened lending criteria. This slowly loosened in subsequent years and it appears household debt is on the rise again. UK household debt now stands at a record £15,400 per household. The TUC will […]

Is debt such a bad thing?

The phrase “Is debt a bad thing?” generally stirs an interesting reaction. Some, naturally are inclined to shriek “Yes!” as the merest hint of debt causes their stomachs to seize up with nervous fear along with a mental image of heavy cast iron shackles pinning them down.  And with 2008 so recent in everyone’s subconscious, […]