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Should I overpay my mortgage?

Considering whether to overpay a mortgage

Should I overpay my mortgage? Interest rates are on the up. Quite rightly, anyone with mortgage is concerned about affordability. If you have extra money to spare each month, should you overpay your mortgage? This would reduce both the mortgage amount and the overall mortgage term, thereby reducing the interest you would pay overall. It […]

Five ways to prepare for interest rate rises

Worried dad thinking about family finances

Five ways to prepare for interest rate rises Concerned about interest rate rises? Now, I don’t claim to be any sort of economist, but my logic works like this: Inflation usually rises when the economy overheats. This happens when people have more disposable income. Demand goes up and therefore prices go up. The Bank of […]