Inflation: the thief in the night
Inflation is not a good thing. When inflation happens, your purchasing power is reduced. Your money is worth less. Every pound you own buys less. Why has inflation crept up on us? Demand for oil and gas has pushed up energy prices worldwide. This means higher bills for homes and businesses. Shortages of many goods […]
5 ways to give your employer’s pension scheme a boost
A lot of thinking went into a setting up a personal pension in the old days, especially when there wasn’t an employer’s pension scheme you could join. You’d have to decide on your risk appetite, which pension provider to go with, your investment strategy, which funds to invest in, your target income in retirement and […]
What is your magic number?
What is your magic number? “How much money do I need to retire?” is quite possibly the most common question I am asked by clients. Need? What exactly does “need” mean? By “need” do people mean the bare essentials such as heating, council tax and beans on toast on the table? Or does “need” mean […]
