Five financial “no-brainers”

Have you ever spent a good while looking for a bunch of keys only to find they’ve been in your pocket all along? I certainly have! Some things are so obvious it’s hard to see them even though they may be right in front of you. Managing your finances is no different. Here are some […]

How much money will I need to retire on?

This is probably the most common question we get asked as financial advisers. Most people would agree that a lottery winning of a million would be very nice indeed. Some would however argue that a million wasn’t anywhere near enough. Of course, it depends. The amount of money that would be enough to simply get […]

5 ways to give your employer’s pension scheme a boost

A lot of thinking went into a setting up a personal pension in the old days, especially when there wasn’t an employer’s pension scheme you could join. You’d have to decide on your risk appetite, which pension provider to go with, your investment strategy, which funds to invest in, your target income in retirement and […]

What is your magic number?

What is your magic number? “How much money do I need to retire?” is quite possibly the most common question I am asked by clients. Need? What exactly does “need” mean? By “need” do people mean the bare essentials such as heating, council tax and beans on toast on the table?  Or does “need” mean […]