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The benefits of using the Lifetime ISA

Lifetime ISA benefits – what are they? If retirement planning has crossed your mind, chances are you’ve already started contributing to a pension and perhaps have a Stocks & Shares ISA as well. While both of these options offer their own advantages in building a substantial nest egg for your later years, there’s another product […]

Should you invest in a pension or an ISA?

Because pensions and ISAs work differently and have their own set of rules, it can be difficult choosing between the two. What they do have in common is that they are both tax efficient ways of saving. Your choice would depend on your personal circumstances and what’s most important to you. There are several factors […]

Five ISA mistakes to avoid

Five ISA mistakes to avoid With the tax year end fast approaching and a new tax year beginning, many savers will be looking to set up new ISAs (Individual Savings Accounts) or top up their existing ISA portfolios. Typically, many would have left it until the last minute and many may panic buy, trying to […]

Are your savings depreciating?

It hasn’t been an easy ride for people with savings. The best one can expect in a deposit account today without tying one’s money up for years is just over 1% per annum. But with real-world (CPI) inflation running at around 2%, your savings are depreciating! This phenomenon is forcing many savers who would never […]