What does an estate planner do?
In this article, we answer the following question – what does an estate planner do? We offer a short overview of what estate planning is along with information on the role estate planners perform for their clients. If you are looking to reduce tax on your estate, or a looking to preserve your assets, read […]
10 ways to avoid inheritance tax
10 ways to avoid inheritance tax in the UK With more and more people breaching the IHT threshold, finding ways to avoid inheritance tax is becoming a crucial part of the financial planning process. Receiving a large inheritance tax (IHT) bill can be a daunting prospect. For those with substantial estates, the potential tax burden […]
Manage money better during the cost of living crisis
How to manage money better during the cost of living crisis Looking for ways to manage money better during the cost of living crisis? I was at the supermarket at the weekend and overheard an outraged couple discussing the dramatic increases in prices They’d noticed that the price of a loaf of bread had gone up […]
Plan for the future whilst living in the present
Plan for the future whilst living in the present Planning ahead whilst living in the present must be one of life’s toughest balancing acts. How do you simultaneously plan ahead whilst living in the present? We are constantly bombarded with how important these things are individually, yet, if you had to focus on only one […]
Budget – Spring 2023
UK budget – Spring 2023 – pensions, tax, dividends & ISAs Jeremy Hunt, the UK Chancellor, delivered his first formal Budget on 15 March 2023. Please contact your financial adviser to discuss anything that may affect you. Here are some important highlights. Pensions Substantial changes to the registered pension tax rules include: The removal of the […]
Is buy-to-let still worth it in 2023?
It’s easy to have a gloomy outlook if you’re a landlord or considering becoming one. Interest rates are higher, so having a mortgage is much more expensive than it was twelve months ago and the tax position is much less favourable. Let’s get past the bad news first – warning, there’s plenty of it! How […]
How to plan for the five financial life stages
How do you plan for the five financial life stages? Think about who you were five, or even ten years ago. Have your priorities changed in that period? It is important to adapt your financial planning as you go through life and accumulate wealth. In this article, we discuss some things to think about as […]
Is using a Robo-Advisor the right choice?
What is a Robo-Advisor? A Robo-Adviser is a digital platform offering automated, algorithm-driven financial planning services with minimal human intervention. Typically, users answer questions online, and the robo-adviser uses the data to offer investment advice and/or manage a portfolio. Robo-Advisors have gained popularity due to their accessibility and affordability. By using advanced algorithms, they analyse […]
The benefits of using the Lifetime ISA
Lifetime ISA benefits – what are they? If retirement planning has crossed your mind, chances are you’ve already started contributing to a pension and perhaps have a Stocks & Shares ISA as well. While both of these options offer their own advantages in building a substantial nest egg for your later years, there’s another product […]
Investing for the first time – seven tips to get you started
Investing for the first time – seven tips to get you started In this article, we offer tips and insights for those who are investing for the first time. If your goal is to ensure that your savings can effectively outpace inflation, you’ll probably need to seek out sound investment opportunities for your hard-earned money. […]
