Ethical investing made easy

You have the power to drive change in the world. To ensure that your values are taken into account when you invest. To support those companies that are making good things happen through the products and services they provide, the way they do business or how they give back to society. Anyone who wants to […]

Are get rich schemes worth the risk?

There are a lot of reasons to be discouraged right now. We have a national lockdown, we know of people losing their livelihoods, there are promises of a deep recession and the news is gloomy. Worst of all, people are dying. There’s no doubt about it; we are living through an exceptional period and many […]

Seven ways to preserve your wealth and property

Whether you have earned your wealth, inherited it or made shrewd investments, you will want to ensure that it can be enjoyed by you, your family and your intended beneficiaries, and not the taxman. With a bit of estate planning, you could gain a semblance of control over what happened to your assets when you […]

5 ways a financial adviser could make you wealthier

According to a recent report by the International Longevity Centre, financial advice can leave savers around £50,000 richer over 10 years. There is also new evidence that financial advice offers especially good value for the less well off. In case you are wondering how this works, here are five main areas where a financial adviser […]

How good is your workplace pension?

If you’re employed in the UK (as opposed to self-employed) you should be auto-enrolled into a workplace pension unless you’ve chosen to opt out. But although auto-enrolment is a good thing, it’s not an excuse to sit back and take no further interest in your pension. Many people I meet have little or no idea […]

How to avoid the 5 most common investor mistakes

Avoiding investment mistakes

Whilst making mistakes is natural, making them in investing can be painful and expensive. Poor judgement could hurt your investment journey and potential returns. Thankfully, we can learn from the past mistakes made by others. Here are five common investor mistakes you should watch out for: 1: Waiting for the right time: Many people wait […]

Who do you need by your side when getting divorced?

Divorce is considered one of the most stressful situations a person can find themselves in. It is no doubt a life changing event which no one should underestimate or go through alone. There are mixed and complicated emotions involved in the breakdown of any relationship. You’ll probably feel heart-broken, sad, angry, guilty or lonely; all […]

How much money will I need to retire on?

This is probably the most common question we get asked as financial advisers. Most people would agree that a lottery winning of a million would be very nice indeed. Some would however argue that a million wasn’t anywhere near enough. Of course, it depends. The amount of money that would be enough to simply get […]

6 simple steps to setting financial goals

Goals are important. No one ever achieves anything significant in life without a goal. Imagine having to shoot an arrow without being given a target.  Where would you aim? Wouldn’t your shot be a pointless waste of time and effort? Goals give us something to aim for; they take us forward in life. They are […]

A question and answer session with your IFA

Q: I have a fair bit in savings but I’m getting no interest on my money. I am nervous about the volatile stock market. How do I get a return on my money without the risk of losing it all? A: With interest rates at historic lows, things are great for borrowers but terrible for […]