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Sterling & Law is a firm of Independent Financial Advisers (IFA). Our office in Maidstone specialises in providing financial planning, pensions, protection, mortgages, equity release and investment advice to individuals and workplace savings, automatic enrolment into workplace pensions for businesses in the local area.

Michael Arnold Dip PFS is the Maidstone practice principal and has worked in the financial services industry for over 20 years and has lived in Maidstone for the same period.

As Independent Financial Advisers, we are not tied to any financial institutions. This means that we are able to provide you with the best possible financial solutions from the whole of the market. Our client-first philosophy places you at the heart of everything we do. Over the years, we have worked to provide the highest standards of advice and service by ensuring that we listen and understand what is important to you, consistently delivering on our promises and keeping you up to date and well informed.

Our priority is keeping our clients happy; the advice you will receive is not just a ‘one off’ but a new beginning backed up by a lifetime of support and advice.

How can Michael help you?

Individual clients

•         The first meeting is free and is without any obligation (any fees will be agreed with you before any chargeable work begins)

•         We are happy to travel to you at the most convenient time for you

•         We will provide you with a free financial health check to better understand your individual circumstances

•         Any recommendations will be from the whole of market – we are not tied or restricted to any financial institutions which means you will receive the most suitable advice

•         You will receive a friendly, professional service

•         We will provide a regular review for all of our pension and investment clients to ensure that your objectives are on track

Corporate clients

Michael has a wealth of experience helping businesses to identify potential financial threats and to ensure that strategies are put in place to minimise their impact. We are also here to help businesses with the introduction of auto-enrolment and have helped both large and small employers fulfil their employer duties.

The services that we can provide are:

•         An initial free consulation (fees will be agreed prior to any work commencing)

•         An initial workforce assessment report outlining your obligations and duties under the auto-enrolment rules

•         An initial indication of the cost of auto-enrolment to your organisation

•         Advice on strategies which could reduce the initial cost of auto-enrolment to your business

•         Review of existing pension provision to ascertain whether they meet the auto-enrolment enrolment criteria

•         Advice on pension provider and auto-enrolment middleware selection

As IFAs in Maidstone we have built a strong reputation in the Kent area, and our client base has grown largely by word of mouth – the best endorsement for the quality of service we provide.

Sterling & Law Group plc is authorised and regulated by the Financial Conduct Authority. Our FCA register number is 216784 and we can be found on the FCA register.

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