Close this search box.
Close this search box.
020 3740 5856

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Request a call back

If you would like to talk with one of our advisers at a time that is convenient to you, please fill in this short form.

Independent Financial Advice in Rayleigh, Essex

Working with a diverse group of clients, Paddy offers a range of financial advice services. As an experienced, independent financial adviser in Rayleigh, he will work for you to help achieve the future you desire, for you, your family and loved ones.

The financial advice Paddy provides is tailored and aligned with your own unique wealth and retirement goals. Furthermore, he offers a range of financial advice to business owners and company directors.

A personalised, tailored service

In offering personalised financial advice, Paddy will spend time understanding your personal, family, business, and life goals. Based on this understanding, he can create a comprehensive financial plan to help you reach your objectives.

If you need financial advice due to a change in circumstances or a significant life event, Paddy will handle your situation with care, discretion, and professionalism as an experienced independent financial adviser.

The benefits of seeking independent financial advice

There are many reasons to work with an IFA.

Here are a few of the benefits of seeking professional, independent financial advice:

  • Tailored financial advice focused on your unique goals and objectives
  • Objective and unbiased financial recommendations – full independent
  • Access to a wider range of pensions, investments, and financial services
  • Assistance in navigating complicated financial matters
  • A relationship with an experienced financial professional

Looking for financial advice in Rayleigh & Essex?

Call me today on:  0203 740 5856

Accessible, affordable financial advice

The first step in providing specialist, independent financial advice is a complimentary one-hour consultation. This allows Paddy to give financial advice that aligns with your specific goals and aspirations.

Following the initial consultation, he will use his expertise and experience to provide the financial advice you require.

Whether it’s a long-term financial plan, pension advice, inheritance tax and estate planning, or investment recommendations and management, Paddy will offer customized, tailored recommendations.

The different types of advice Paddy provides

As an experienced professional, Paddy can offer a range of financial advice. This includes:

  • Pension advice, planning and consolidation
  • Investment management
  • Retirement planning and advice
  • Inheritance tax and estate planning
  • Financial planning
  • Wealth management

Independent financial advice – working with Sterling & Law

Working with Sterling & Law to plan your finances does not have to be a tedious and complicated process. We aim to make the process of organising your finances, pleasant and seamless.

To achieve this, we aim to build a long-term relationship based on trust with you and your family. You can trust us to deliver on our promises.

If you have financial goals related to accumulating wealth, pensions, retirement, or addressing current or future financial worries, we can help. We offer a range of financial advice in Rayleigh, Essex to individuals, families, and business owners.

Looking for an IFA in Rayleigh & Essex?

Call us today on:  0203 740 5856

Pension Advice in Rayleigh, Essex – a trusted adviser

For individuals, families and business owners planning for, approaching, or in retirement, Paddy offers an independent pension advice service.

As life expectancy in the UK increases, many people will need to finance a retirement that lasts longer than the typical 20 years. Changes in Government legislation may require individuals, business owners and families to reconsider and evaluate their long-term retirement plans.

Given these factors, obtaining pension advice may be more important than ever.

A dedicated pension advice service

As an experienced, independent financial adviser, Paddy has been providing pension advice in Rayleigh, Essex for many years.

His role as a pension adviser is to assist you in evaluating your current position regarding your overall retirement, wealth, and later life income goals. He will help you plan for any shortfalls and show you how to effectively save and invest to achieve your retirement goals.

Paddy’s pension advice service caters to people actively investing in their futures, as well as those approaching, at, or in retirement. Whether you require specialist pension advice or simply want to merge multiple existing funds into a single, manageable plan, we are here to assist.

Looking for specialist pension advice? Don’t hesitate to contact us today!

Should you invest in a pension?

Pensions can be a wise investment for retirement. Here are some considerations:

  • They offer a number of benefits, including a regular income stream during retirement, tax benefits, and the potential for employer contributions
  • It’s important to carefully consider your options and we will select a pension plan that is appropriate for your individual circumstances, attitude to risk and financial goals
  • Lastly, it’s also important to start saving for retirement as early as possible, as this can help to maximize the potential growth of your pension and give you more financial security in the long term

Pension planning & consolidation

As an independent pension adviser with a wealth of experience, Paddy is well-equipped to design a retirement plan that caters to your specific needs and goals.

Along with providing a steady source of income during retirement, pensions offer numerous tax advantages and other benefits that can help you achieve financial security in the long term.

Effective pension advice and planning helps you:

  • Merge all your current pension plans into one easily manageable fund – aligned to your attitude to risk
  • Assess the overall role any other savings and investments you may have
  • Determine an appropriate risk/return profile
  • Tend to your busy life without the stress of worrying about your retirement

Looking for local pension advice in Rayleigh & Essex?

Call us today on:  0203 740 5856

Client reviews and testimonials

When delivering pension and financial advice to our clients, customer service is key. Here are just a couple of Paddy’s client reviews.

“Paddy took the time to explain everything in detail to me, he answered all my queries, he made things feel easy to understand even when I felt overwhelmed with information. He never persuaded me to go in a certain direction and he was able to assist with me getting suitable insurance covers in place. I would 100% recommend Paddy to anyone who needs financial advice.”

“I decided to use Paddy’s expertise after my parents recommendation and I’m extremely happy with the service received. Paddy is very knowledgeable, patient, easy to speak with and promptly responded to all my queries, offering sound professional advice.”

About Sterling & Law

Since its founding in 1997, the goal of Sterling & Law has always been to use our expertise to assist clients in navigating the financial world’s complexities.

We are enthusiastic about financial advice and prioritize our clients’ needs above all else.

To deliver on this promise, we strive to establish a long-term relationship built on trust with you and your family.

You can trust Sterling & Law to deliver.

About Paddy Denning – specialist pension and financial adviser in Rayleigh, Essex

Having lived all his life in Rayleigh, Paddy is honoured to offer independent financial advice to members of our community. His goal is to provide tailored financial advice that helps you make informed decisions about your finances and provides security for you and your loved ones.

A chartered financial planner

Paddy is dedicated to upholding the highest standards of advice and am proud to hold the esteemed titles of Chartered Financial Planner and Fellow of The Personal Finance Society. These qualifications are recognized as the gold standard for financial planners in the UK and are held by a select group of professionals.

Need financial advice?

Call us today on:  0203 740 5856

You can find more in-depth information on my services by visiting my personal micro-site:

Request a Free callback