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"People who complain about taxes can be divided into two categories: men and women."
Anonymous

Estate Planning

Inheritance tax (IHT) is a tax on your estate when you die and is also sometimes payable on trusts or gifts made during your lifetime. This includes the total of everything you own and a share of anything you own jointly. Things that might count towards your estate include:

  • Property
  • Investments and savings
  • Insurance
  • Pension fund(s)
  • Certain gifts or assets held
At Sterling & Law, there are a number of things we can do to help you to reduce your family’s tax bill.
 
  • Write a will – an effective one could help to reduce your inheritance tax bill.
  • Understand your exemptions – there are a number of these you can use to reduce the value of your estate. For example, moving assets between spouses or civil partners.
  • Consider gifts – if you can afford to give away some of the assets you own, it may be possible to reduce the size of your estate.
  • Use life assurance – a life assurance plan will not lessen the inheritance tax bill, but the proceeds could be used to help pay the bill on death.
  • Create trusts – if structured carefully, trusts can help to reduce or even eliminate your inheritance tax liability.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Estate Planning Advisers

Looking to discuss Estate Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

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Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
From the word go my adviser was both professional, knowledgeable and quickly understood my particular situation, what I wanted to do and why I wanted to do it. He always responded quickly to the many questions I had, and given the nature of some of those questions he showed a great deal of patience. His advice always had my best interest at their core.
RL - Kent
5/5
My adviser responded quickly and visited me at home. Very clear and helpful in identifying my needs and attitude to risk. Explained the costs, options and processed the implementation of the plan efficiently.
TN - Kent
5/5
I have been using my adviser for some 5 years and cannot praise him enough for the care and advice he has given both to myself and my company. Sterling & Law really care about their clients and I would have no hesitation in recommending them to anyone that needs good professional advice.
JB - London
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