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"People who complain about taxes can be divided into two categories: men and women."
Anonymous

Estate Planning

Inheritance tax (IHT) is a tax on your estate when you die and is also sometimes payable on trusts or gifts made during your lifetime. This includes the total of everything you own and a share of anything you own jointly. Things that might count towards your estate include:

  • Property
  • Investments and savings
  • Insurance
  • Pension fund(s)
  • Certain gifts or assets held
At Sterling & Law, there are a number of things we can do to help you to reduce your family’s tax bill.
 
  • Write a will – an effective one could help to reduce your inheritance tax bill.
  • Understand your exemptions – there are a number of these you can use to reduce the value of your estate. For example, moving assets between spouses or civil partners.
  • Consider gifts – if you can afford to give away some of the assets you own, it may be possible to reduce the size of your estate.
  • Use life assurance – a life assurance plan will not lessen the inheritance tax bill, but the proceeds could be used to help pay the bill on death.
  • Create trusts – if structured carefully, trusts can help to reduce or even eliminate your inheritance tax liability.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Estate Planning Advisers

Looking to discuss Estate Planning?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

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Ealing, London
T: 0208 932 2211
Leicester
T: 020 3740 5856

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
Very clear and helpful. My adviser did not try to sell me anything I did not want and got straight to the point. Very clear about charges and offered great advice. I could not have asked for a better service.
GF - Richmond
5/5
My adviser is very knowledgeable in the areas of investments and pensions. I found her very thorough and look forward to an ongoing relationship.
AJ - Dartford
5/5
I am very happy with the service Sterling & Law provides. If I have any problems or questions my adviser responds rapidly and always explains things I am not familiar with.
FP - Hertfordshire
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