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"It does not do to dwell on dreams and forget to live."
J K Rowling

Planning for your retirement

With improved healthcare and longer life expectancy, many people can expect a retirement that extends well beyond 20 healthy years. We can help you determine whether or not you are prepared for this and how to plan for any shortfalls. Someone in their 20s who puts off investing in a pension by ten years can expect to lose half of their eventual retirement fund. The sooner you start, the better.

  • Could you need more than you think to retire?
  • Are you saving enough for your 20-year holiday?
  • It is never too early (or too late) to work on your retirement nest egg.
  • If inflation stays as it is now, the value of your pension fund will halve in 20 years’ time.
  • There are more ‘retirement options’ available now than at any time in the past.

Many people passively accept whatever pension they will get, being forced to cut back or downgrade property when they retire as they adjust to lower income levels – in most cases not previously anticipated.

A more positive and planned approach should be taken by working out the level of income you think you will need when you retire and making that your target for the future.

Whatever your circumstances, whether you are employed or self-employed, have a collection of old plans or are starting from scratch, independent financial advice from Sterling & Law should help you determine the right retirement planning for you.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Retirement and Pensions Advisers

Looking to discuss your Retirement and Pension?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

Ealing, London
T: 0208 932 2211
Leicester
T: 020 3740 5856

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

5/5
My adviser made sure she completely understood me, my attitude to risk, and what I was looking for. She listened to me, and worked with me to ensure that I was comfortable with the suggested way forward. I liked the fact that she never tried to push me in a certain direction – it really felt like my choice!
SV - Greenwich
5/5
My adviser is very easy to get on with, entirely reliable, friendly, seriously knowledgeable and helpful, often going the extra mile and taking as much time as I need.
BR - Gillingham
5/5
My adviser did a grand job on sorting out all my pensions for me which lifted a great weight off my shoulders; also, excellent advice on savings and investments.
HN - Bedfordshire
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