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"It does not do to dwell on dreams and forget to live."
J K Rowling

Planning for your retirement

With improved healthcare and longer life expectancy, many people can expect a retirement that extends well beyond 20 healthy years. We can help you determine whether or not you are prepared for this and how to plan for any shortfalls. Someone in their 20s who puts off investing in a pension by ten years can expect to lose half of their eventual retirement fund. The sooner you start, the better.

  • Could you need more than you think to retire?
  • Are you saving enough for your 20-year holiday?
  • It is never too early (or too late) to work on your retirement nest egg.
  • If inflation stays as it is now, the value of your pension fund will halve in 20 years’ time.
  • There are more ‘retirement options’ available now than at any time in the past.

Many people passively accept whatever pension they will get, being forced to cut back or downgrade property when they retire as they adjust to lower income levels – in most cases not previously anticipated.

A more positive and planned approach should be taken by working out the level of income you think you will need when you retire and making that your target for the future.

Whatever your circumstances, whether you are employed or self-employed, have a collection of old plans or are starting from scratch, independent financial advice from Sterling & Law should help you determine the right retirement planning for you.

Contact us today

If you have a query for us, please fill in this short form. We aim to respond within a few hours. 

Our Retirement and Pensions Advisers

Looking to discuss your Retirement and Pension?

Find a local adviser from the list below.

Sterling & Law has independent financial advisers covering London, the Home Counties,
and the South of England.

T: 020 8699 4439
M: 07973 618 809
Gillingham, Kent
T: 01634 580 164
M: 07966 209 225
London, West End
T: 020 7193 6848
M: 07967 096 696
Maidstone, Kent
T: 01622 671 025
M: 07790 592 185
Gidea Park, Essex
T: 01708 741 860
M: 07889 322 263
Ealing, London
T: 020 8932 2211
M: 07931 353 048
London & Home Counties, Chelmsford, Essex
T: 01245 602 129
M: 07879 495 409
Brentwood, Essex
T: 020 3740 5856
M: 07525 435 315
Bexleyheath & Sevenoaks, Kent
T: 020 3740 5856
M: 07974 168 962
Paddock Wood, Kent
T: 020 3740 5856
M: 07834 465 820
Ingatestone, Essex
T: 01277 354 852
M: 07527 017 585
London City
T: 020 3751 6265
M: 07734 561 450
Herts & Beds
T: 020 3740 5856
M: 07429 018 302
London City
T: 020 3740 5856
M: 07530 921 724
Croydon, Surrey
T: 020 3740 5856
M: 07834 269 891
Wickham, Hampshire
T: 01329 550 190
M: 07850 328 701
T: 020 3740 5856
M: 07554 180 591
T: 020 3740 5856
M: 07729 174 827
T: 01329 550 190
M: 07989 355812

Contact Sterling and Law

If you have a query for us, please fill in this short form. We aim to respond within a few hours.

Please see a selection of recent reviews and testimonials our financial advisers have received

I have known my adviser now for a number of years. It was the best recommendation I have ever had. He rescued me (and my finances) from a poor investment portfolio and turned it around completely.
MI - Ealing
Very clear and helpful. My adviser did not try to sell me anything I did not want and got straight to the point. Very clear about charges and offered great advice. I could not have asked for a better service.
GF - Richmond
My adviser responded quickly and visited me at home. Very clear and helpful in identifying my needs and attitude to risk. Explained the costs, options and processed the implementation of the plan efficiently.
TN - Kent
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